Medicare plans

​Medicare
Medicare is available to most people at age 65, and for certain qualifying disabled people who are under age 65. We offer ALL types of plans.

• Traditional Medicare alongside a Medicare Supplement Plan
• Medicare Advantage Plans (both HMO and PPO in most areas)
• Part D Prescriptions Plans

There are certain "open enrollment windows" that you need to be aware of. In most cases, there is no medical underwriting or pre-existing condition exclusions.
Important questions when choosing the right Medicare Supplement / Advantage Plan:

• What is your budget?
• Which prescriptions do you currently take?
• How often do you travel?
• Which doctors are important to you? How important is access to a wide range of providers?
• How often do you use medical and prescription services?

Choosing the right plan when you turn age 65 is vitally important. You will receive an avalanche of information in the mail, but how do you choose the best plan? An agent from Linda Karp Insurance Services will review all of your options in person or over the phone, guide you through the process and help you with these decisions.